★★★★★
Luanne Zingarelli
January 2026
Their proactive and professional approach was impressive, and they worked hard to get exposure to potential buyers despite the slow real estate market that we were experiencing.
How We Help
Your VA loan benefit only works when the paperwork is ready, so we start early. From day one we help you line up your Certificate of Eligibility and your lender's pre-approval, reading your entitlement so your offer lands strong. We write offers that respect the VA appraisal and VA Minimum Property Requirements, without softening your price. Before you tour, we pre-screen Centerville homes for condition issues that surface during a VA appraisal.
| What we handle | Why it matters |
|---|---|
| Certificate of Eligibility | Confirms your VA entitlement |
| Pre-approval + lender coordination | Makes your offer credible |
| VA appraisal + inspection | Avoids stalled transactions |
| Roof, septic, well, paint screening | Catches issues before closing |
| PCS / relocation timelines | Keeps closing on schedule |
We work in English or Portuguese for Portuguese-speaking service members and their families.
Who It Is For
That screening matters most for the buyers we serve: active-duty, veteran, National Guard, Reserve, and surviving-spouse buyers using a VA loan in Centerville. It is also for VA-eligible owners selling a Centerville house who want a team that welcomes VA-financed offers. Some are relocating from Somerville, some buying a first home, and some settling on the Cape for retirement.
Homes for sale in Centerville
View all Centerville homesProof
We would rather show our record than talk about ourselves. Across several years of Cape Cod sales, our waterfront and estate work has made us comfortable with the exact appraisal and condition details a VA loan file surfaces.
| Measure | Freitas Monteforte Group |
|---|---|
| National ranking | Top 1.5% of agents |
| Barnstable ranking | #1 team |
| Business model | Referral-based, repeat reviews |
| Focus | Waterfront, estate, every price point |
We bring that same care to every Centerville VA loan purchase.
5.066 Google reviews · View on Google
Featured reviews
Showing 2 of 66 reviews. Rating and total above cover all reviews.
★★★★★
Anna Feldman
November 2025
She’s very knowledgeable, easy to work with, and often knew about things going on the market before they were listed.
Questions Buyers Ask
Most who use a VA loan in Centerville ask a few of the same ones.
Will sellers take my VA offer seriously?
With the right pre-approval and structure, yes, and we present it so it competes.
Will VA appraisal rules sink my deal?
We screen homes and set expectations early, then negotiate repairs without losing the house.
What if I am relocating and cannot be here?
We work with remote and out-of-state buyers often, coordinating lender, appraisal, and closing.
Pros and Cons of a VA Loan Purchase
A VA loan has real strengths and tradeoffs worth knowing before you shop.
- Pros: no down payment, no monthly mortgage insurance, competitive rates, and limits on buyer closing costs.
- Cons: stricter appraisal and property requirements, a funding fee for some veterans, and condition-sensitive homes that need screening.
Most of our clients find the benefits outweigh the tradeoffs once they know their entitlement and pre-screen a few homes.
Our Centerville agents
VA Loan Realtor · Centerville
VA Loan Realtor · Centerville
VA Loan Realtor · Centerville
VA Loan Realtor · Centerville
VA Loan Realtor · Centerville
VA Loan Realtor · Centerville
VA Loan Realtor · Centerville
Areas we serve
Centerville & Cape Cod real estate directory
Centerville real estate services
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Cape Cod real estate agents at our brokerage
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- Livia Freitas MonteforteCenterville Realtor · REALTOR® ·View profile
- James MonteforteCenterville Realtor · REALTOR® ·View profile
- Jessica NolanCenterville Realtor · REALTOR® ·View profile
- Vanessa WalkerCenterville Realtor · REALTOR® ·View profile
- Melissa VaughtCenterville Realtor · REALTOR® ·View profile
- Leanne BocchettiCenterville Realtor · REALTOR® ·View profile
- Madeline SmithCenterville Realtor · REALTOR® ·View profile
Start Here
When you are ready to see whether a Centerville home fits your VA loan benefit, a short conversation is the quickest start. Call the Freitas Monteforte Group at (508) 457-0202 or reach our Compass office at 1 Locust Street, Falmouth, MA. As your VA loan realtor, we will map your eligibility and a clear plan to close.